CFA二級知識分享：Capital Adequacy是資本充足率？

發布時間：2021-12-02 09:20編輯：融躍教育CFA

Capital Adequacy是資本充足率，在CFA考試中這是CFA二級中的知識點，對于這個知識點你掌握的如何呢？跟著小編一起看看吧！

對于資本充足率，一方面基于風險需要對于riskier asset需要給與更高的權重；另一方面需要確定準備的資本及加權風險資本。

在核算資本充足率時，不同的資本具有不同的層級設定，具體包括：

Common Equity Tier 1 Capital 普通股一級資本，包括common stock, issuance surplus related to common stock, retained earnings, accumulated other comprehensive income, and certain adjustments including the deduction of intangible assets and deferred tax assets.

Other tier 1 capital 其他一級資本，包括Capital includes other types of instruments issued by the bank that meet certain criteria.

Tier 2 Capital 二級資本，包括instruments that are subordinate to depositors and to general creditors of the bank, have an original minimum maturity of five years, and meet certain other requirements.

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其中在巴塞爾協議三中，對于zui低資本率有相應要求：

Common Equity Tier 1 Capital must be at least 4.5% of risk-weighted assets.

Total Tier 1 Capital must be at least 6.0% of risk-weighted assets.

Total Capital (Tier 1 Capital plus Tier 2 Capital) must be at least 8.0% of risk-weighted assets.

以上是【資本充足率】的全部解答，如果想要學習更多關于【CFA】的知識，歡迎大家持續關注融躍教育CFA官網！有什么問題可以在線咨詢或添加微信（rongyuejiaoyu）